:root{--blue:#013f70;--blue2:#064f86;--green:#2e8730;--light:#f1f6f8;--line:#dbe7ef;--ink:#073f6c;--muted:#617185;--white:#fff;--max:1080px;--radius:10px;font-family:"Segoe UI",Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;line-height:1.5}a{color:#064f86}.skip{position:absolute;left:-9999px;top:0;background:#fff;padding:12px;z-index:1000}.skip:focus{left:8px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
/* Desktop/tablet homepage is the exact owner-approved visual, unchanged. */
.approved-home{display:block;position:relative;max-width:1200px;margin:0 auto;background:#fff}.approved-home>img{display:block;width:100%;height:auto}.hotspot{position:absolute;display:block;border-radius:8px}.hotspot:focus-visible{outline:4px solid #ffbf47;outline-offset:2px}.hs-home{left:42.2%;top:2.8%;width:5.7%;height:2.8%}.hs-help{left:48.8%;top:2.8%;width:7%;height:2.8%}.hs-how{left:56.7%;top:2.8%;width:10.7%;height:2.8%}.hs-res{left:68.2%;top:2.8%;width:8.7%;height:2.8%}.hs-about{left:77.2%;top:2.8%;width:6.8%;height:2.8%}.hs-contact{left:84.5%;top:2.8%;width:7.5%;height:2.8%}.hs-search{left:92.4%;top:2.6%;width:5%;height:3%}.hs-cta1{left:6.4%;top:28.5%;width:21.3%;height:3.7%}.hs-cta2{left:5.0%;top:67.1%;width:21.5%;height:3.7%}.hs-r1{left:3%;top:88.6%;width:31%;height:10.1%}.hs-r2{left:35%;top:88.6%;width:30%;height:10.1%}.hs-r3{left:67%;top:88.6%;width:30%;height:10.1%}
.mobile-home{display:none}.site-shell{max-width:var(--max);margin:auto;padding:0 22px}.sub-header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:20}.sub-header .inner{max-width:var(--max);margin:auto;display:flex;align-items:center;justify-content:space-between;gap:22px;padding:10px 22px}.sub-header img{width:285px;max-width:43vw;height:auto}.sub-nav{display:flex;align-items:center;gap:16px;flex-wrap:wrap}.sub-nav a{text-decoration:none;font-weight:650;color:var(--ink)}.sub-nav a[aria-current=page]{text-decoration:underline;text-underline-offset:6px}.page-hero{background:linear-gradient(180deg,#eef6fb,#fff);padding:64px 0 42px}.page-hero h1{font-size:clamp(2.3rem,5vw,4.4rem);line-height:1.02;margin:.2em 0;color:var(--blue)}.lede{font-size:1.15rem;max-width:760px;color:var(--muted)}.section{padding:46px 0;border-bottom:1px solid var(--line)}.section h2{font-size:clamp(1.7rem,3.2vw,2.6rem);line-height:1.1;margin:.15em 0 .55em}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.card{border:1px solid var(--line);border-radius:var(--radius);padding:20px;background:#fff;box-shadow:0 9px 30px rgba(1,63,112,.06)}.card h3{margin:.15em 0}.muted{color:var(--muted)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 18px;border-radius:8px;border:2px solid var(--green);background:var(--green);color:#fff;font-weight:800;text-decoration:none;cursor:pointer}.btn.secondary{background:#fff;color:var(--blue);border-color:var(--blue)}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0}.notice{border-left:5px solid var(--green);background:#f4fbf4;padding:16px 18px;margin:18px 0}.warning{border-left-color:#b25d00;background:#fff8ef}.resource{display:flex;flex-direction:column}.resource .tag{font-size:.75rem;text-transform:uppercase;font-weight:800;letter-spacing:.04em;color:var(--green)}.resource a{margin-top:auto;font-weight:750}.finder{background:#f2f7fa;border:1px solid var(--line);padding:22px;border-radius:12px}.finder label{display:block;font-weight:750;margin-top:12px}.finder input,.finder select,.finder textarea{width:100%;padding:12px;border:1px solid #afc5d3;border-radius:7px;font:inherit;margin-top:5px}.finder .inline{display:grid;grid-template-columns:1fr 1fr;gap:12px}.results{margin-top:22px}.result-summary{font-weight:800}.choice{display:flex;gap:10px;align-items:flex-start;padding:14px;border:1px solid var(--line);border-radius:10px;margin:10px 0}.choice input{margin-top:4px}.allocation-preview{margin-top:15px;padding:15px;border:1px dashed #7aa3bf;border-radius:10px;background:#f8fbfd}.small{font-size:.9rem}.source-note{font-size:.82rem;color:var(--muted);border-top:1px solid var(--line);padding-top:10px;margin-top:12px}.status{display:inline-block;padding:4px 8px;border-radius:999px;background:#eaf4fb;font-size:.78rem;font-weight:800}.footer{background:#013f70;color:#fff;padding:34px 0;margin-top:0}.footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:24px}.footer h2{font-size:1rem;margin:0 0 8px}.footer nav{display:grid;gap:6px}.footer .logo{width:230px;max-width:100%;filter:brightness(0) invert(1)}.legal{background:#002f54;color:#dbe8f1;padding:16px 0;font-size:.84rem}.pill{display:inline-block;background:#e5f0f7;border-radius:999px;padding:5px 10px;font-weight:700;font-size:.82rem}.steps{counter-reset:step}.step{position:relative;padding-left:60px}.step::before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:42px;height:42px;border-radius:50%;background:#9dc8f7;display:grid;place-items:center;color:var(--blue);font-weight:900;font-size:1.2rem}
@media(max-width:760px){.approved-home{display:none}.mobile-home{display:block}.mobile-header{padding:14px 18px;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between}.mobile-header img{width:235px;max-width:74vw}.mobile-hero{display:grid;grid-template-columns:1fr;background:linear-gradient(180deg,#edf6fb,#fff)}.mobile-hero .copy{padding:32px 20px 24px}.mobile-hero h1{font-size:2.7rem;line-height:1.05;margin:0 0 12px;color:var(--blue)}.mobile-hero p{font-size:1.12rem;color:#335c7c}.mobile-hero .photo{width:100%;height:300px;object-fit:cover;object-position:center 28%}.mobile-features{padding:22px 18px;display:grid;gap:10px}.mobile-feature{padding:15px;border-bottom:1px solid var(--line)}.mobile-dark{background:#013f70;color:#fff;padding:30px 20px}.mobile-dark h2{color:#fff;font-size:2rem;line-height:1.1}.mobile-dark ul{padding-left:22px}.mobile-steps{padding:30px 20px}.mobile-steps h2{text-align:center;font-size:2rem}.mobile-cards{display:grid;gap:12px;padding:0 18px 28px}.mobile-card{background:#f2f6f8;border:1px solid var(--line);padding:18px;border-radius:10px}.sub-header .inner{display:grid}.sub-header img{max-width:80vw}.sub-nav{gap:10px}.grid,.grid.two,.footer-grid,.finder .inline{grid-template-columns:1fr}.page-hero{padding-top:38px}.site-shell{padding:0 18px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}